Investing

AmeriTrust Financial Technologies: Unlocking Opportunity in Used Vehicle Leasing

AmeriTrust Financial Technologies (TSXV:AMT,OTCQB:AMTFF,Frankfurt:1ZVA) is a publicly traded fintech company focused on the US$1.6 trillion US automotive finance market. The company has built a proprietary, cloud-based platform that enables vehicle leasing and financing, asset servicing, and remarketing. AmeriTrust’s technology seamlessly connects dealers, consumers, and funding partners through an integrated digital workflow that automates underwriting, approvals, documentation, and funding.

Although AmeriTrust supports both loan and lease products, its primary strategic focus is used-vehicle leasing—a segment that remains largely untapped in the US market. Leasing accounts for roughly 25 percent of new vehicle transactions, yet represents less than 2 percent of used-vehicle sales, which are mostly limited to OEM-certified programs.

AmeriTrust’s scalable model overview:1) Dealers and Lenders submit customers to AmeriTrust.2) AmeriTrust underwrites, approves, funds contract and retains servicing. 3) A-Trust (Bankruptcy remote) sells revenue to finance partners with servicing retained.4) AmeriTrust Serves is a full servicing platform providing data and performance reporting.5) AmeriTrust Auto is a remarketing platform focused on repossessions and lease returns offered at retail direct-to-consumer online versus traditional wholesale methods; 5a) Vehicles not sold through retail are liquidated wholesale at auction.

AmeriTrust positions used-vehicle leasing as a more affordable alternative to traditional retail financing, delivering lower monthly payments and reduced upfront costs for consumers, while unlocking incremental sales opportunities for dealers and compelling risk-adjusted returns for lending partners. Its integrated platform enables the company to capture value across the entire asset lifecycle, rather than depending on a single revenue point.

Company Highlights

Proprietary fintech platform purpose-built for new and used vehicle leasing, servicing and remarketing
Strategic focus on used-vehicle leasing, a segment with limited competition compared to new-vehicle leasing
Licensed across the U.S.
Proprietary technology integrated into major dealer ecosystems, enabling rapid decisioning and funding
Management team with decades of experience in specialty auto finance, capital markets and platform scaling

This AmeriTrust Financial Technologies profile is part of a paid investor education campaign.*

Click here to connect with AmeriTrust Financial Technologies (TSXV:AMT) to receive an Investor Presentation

This post appeared first on investingnews.com

You May Also Like

Investing

Rare earth elements (REEs) are crucial for technologies like smartphone cameras and defense systems. A select few from the group of 17 are also...

Editor's Pick

Former independent presidential candidate Robert F. Kennedy Jr. is back in the headlines — not for suspending his campaign last week and endorsing Republican...

Investing

In recent years, the global oil market has been impacted significantly by COVID-19 disruptions, price wars between oil-producing nations, Russia’s war in Ukraine and...

Editor's Pick

Sister Stephanie Schmidt had a hunch about what her fellow nuns would discuss over dinner at their Erie, Pennsylvania, monastery on Wednesday night. The...

Disclaimer: Pertxpert.com, its managers, its employees, and assigns (collectively “The Company”) do not make any guarantee or warranty about what is advertised above. Information provided by this website is for research purposes only and should not be considered as personalized financial advice. The Company is not affiliated with, nor does it receive compensation from, any specific security. The Company is not registered or licensed by any governing body in any jurisdiction to give investing advice or provide investment recommendation. Any investments recommended here should be taken into consideration only after consulting with your investment advisor and after reviewing the prospectus or financial statements of the company.

Copyright © 2024 pertxpert.com